401 Centennial Dr, Cherokee, IA, 51012
About This Home
Welcome to a home where pride of ownership shines from the moment you arrive! This beautifully maintained property offers incredible curb appeal with newer siding and windows, a well-kept yard with an in-ground sprinkler system, and outdoor spaces designed to take full advantage of the breathtaking views. Whether relaxing on the deck or enjoying the walkout patio, the setting of this home is truly something special. As an added bonus, the lawn care contract for fertilizing and spraying has already been paid through the end of the year! Inside, you’ll find a thoughtfully designed layout featuring a gorgeous updated kitchen, spacious dining area, and an inviting living room complete with a cozy wood-burning stove. The main level offers a beautiful bedroom suite with its own private bathroom, plus an additional half bath for added convenience. The walkout lower level continues to impress with even more living space, including a large family room with a gas fireplace, a den/office area, and another comfortable bedroom suite with private bath access. There is also a non-conforming bedroom offering great additional space, complete with its own bathroom where the laundry is conveniently located. With multiple living areas, beautiful updates, amazing outdoor spaces, and a location that is hard to beat, this meticulously cared-for home is one you truly need to experience in person. Don’t miss your opportunity to see everything this Centennial Drive beauty has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: Rented
Basement
- Has basement: Yes
- Basement: Block,Finished,Full,Walk-Out Access,Walk-out
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Central Vacuum,Computer Area,Eat-in Kitchen,Master Bath,Master WI Closet,Kitchen Island,Vaulted/Tray Ceilings
- Door features: French Doors
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,416
- Finished area above ground: 1,416
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,832
- Total interior livable area: 2,832 sqft
Property
Details
- Parcel number: 190350722380004
- Zoning: 101
- Zoning description: 101
Features
- Patio & porch: Deck,Patio
Lot
- Lot size: 0.43 Acres
- Features: Landscaped,Lawn Sprinkler System,Retaining Wall,Wooded
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $429 | $5,148 |
| Property Taxes | $409 | $4,908 |
| Electricity | $211 | $2,535 |
| Total | $3,046 | $36,552 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $375,000 |
| 2026-07-20 | Price change | $395,000 |
| 2026-06-05 | Listed for sale | $410,000 |
| 2019-07-25 | Listing removed | $325,000 |
| 2019-01-28 | Listed for sale | $325,000 |
| 2012-06-22 | Sold | $155,000 |
| 2012-03-14 | Listed for sale | $155,000 |
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