413 W Cedar St, Cherokee, IA, 51012
About This Home
Step into the perfect blend of timeless character and modern comfort with this beautifully renovated home. Thoughtfully updated, this property offers the charm of its original design paired with the peace of mind that comes from all-new systems and finishes. This spacious home features 3 bedrooms, including a convenient main-floor bedroom, and 2 fully updated bathrooms. The entire second floor has been completely renovated down to the studs, showcasing quality craftsmanship and attention to detail throughout. Enjoy a stunning kitchen equipped with brand-new custom walnut cabinetry, complemented by stainless steel, slate finish appliances that are included with the home. A striking custom ash staircase and railing adds an architectural focal point, while the original hardwood floors have been expertly refinished to preserve their classic beauty. Major upgrades include a new roof, new windows, all-new electrical and plumbing systems, and all new sewer—providing long-term reliability and efficiency. The laundry area has also been fully renovated for modern convenience, and a new HVAC system serves the second floor for optimal comfort. Outdoor living is just as inviting, with a brand-new deck and porch—perfect for relaxing or entertaining. This is a rare opportunity to own a newly renovated home that retains its old-world charm while offering all the benefits of modern living.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1887
Materials
- Roof: Shingle
- Construction materials: Steel Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: None
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,390
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Window Unit(s)
Interior Area
- Total structure area: 1,390
- Total interior livable area: 1,390 sqft
Property
Details
- Parcel number: 190350727456007
Features
- Levels: One and One Half
- Stories: 1
Lot
- Lot size: 8,712 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,183 | $14,196 |
| Home Insurance * | $254 | $3,048 |
| Property Taxes | $120 | $1,440 |
| Electricity | $121 | $1,452 |
| Total | $1,678 | $20,136 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $239,000 |
| 2026-04-01 | Listing removed | -- |
| 2025-11-27 | Price change | $239,000 |
| 2025-10-26 | Listed for sale | $249,000 |
For Sale by Agent
View on Zillow