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812 Lakeview Dr, Osceola, IA, 50213

4beds
4baths
1,920sqft
$394,900
$206price/sqft
$3,272/moest. monthly cost
$130,880/yrincome needed

About This Home

Nearly an acre in town! Welcome to this beautifully updated walkout ranch offering over 3,400 finished square feet of living space with the perfect combination of privacy, functionality, and convenience. Situated on a spacious 0.96-acre lot, this home features 4 bedrooms, 3.5 bathrooms, a desirable main-floor primary suite, and a finished walkout lower level with two additional bedrooms and an expansive family room—ideal for entertaining, guests, or multi-generational living. The oversized 3-car attached garage provides exceptional space for vehicles, storage, hobbies, and all your outdoor gear. Step outside and enjoy the incredible backyard with room to host gatherings, let the kids or pets play, add a garden, or simply unwind in your own private retreat. Relax on the deck or soak in the included hot tub after a long day. Thoughtfully updated since 2023 with new carpet, luxury vinyl plank flooring, fresh interior paint, an updated deck and fence, garage shelving, and updated plumbing fixtures, this home is truly move-in ready. Homes offering nearly an acre within the city limits, over 3,400 finished square feet, a walkout basement, a 3-car garage, and numerous recent updates are exceptionally hard to find. If you've been searching for space, comfort, and a property that stands apart from the rest, this is the one you've been waiting for. Schedule your private showing today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Clarke Middle SchoolGrades 6-81.2 mi
4/10

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Wet Bar,Dining Area,Cable TV
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,536

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 14420
  • Zoning: Res

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Hot Tub/Spa,Storage
  • Has spa: Yes
  • Fencing: Chain Link

Lot

  • Lot size: 0.96 Acres
  • Features: Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$487$5,844
Property Taxes $646$7,752
Electricity $143$1,718
Total$3,272$39,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,182/yr
40% on housing$98,160/yr
45% on housing$87,253/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 7.1%
7.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 50213$238
Clarke County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 50213
Clarke County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$375,000
2026-07-30Price change$394,900
2026-07-17Listed for sale$399,900
2023-02-16Sold$275,000
2023-01-23Pending sale$320,000
2022-10-25Listed for sale$320,000
2018-10-10Sold$2,500

For Sale by Agent

AgentSarah Williams
BrokerageRE/MAX Revolution

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