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208 E May St, Osceola, IA, 50213

3beds
2baths
1,938sqft
$265,000
$137price/sqft
$2,212/moest. monthly cost
$88,480/yrincome needed

About This Home

Looking for a maintenance free 3 bed 2 bath home? this one packs a punch with 2 beds and 1 bath on main level. Family room with fireplace, 3rd bedroom and 2nd bathroom on lower level. Lower-level laundry room is spacious with extra cabinetry. Open staircase and access to the upper deck off living room. Eat in kitchen and plenty of cabinets and storage. Two car attached garage, access to yard from garage and there is a 12 x 16 storage shed. The 30 x 40 building has 12' overhead doors and opener, also is heated, concrete floors! This home is ready for new owners!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Clarke Middle SchoolGrades 6-81.4 mi
4/10

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Exhaust Fan,Refrigerator,Washer,Dryer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full,Daylight

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Lower

Features

  • Trim: Oak
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet
  • Finished area below ground: 969
  • Finished area above ground: 969

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,938 sqft

Kitchen

  • Level: Main

Living Room

  • Dimensions: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00082
  • Foundation area: 969

Lot

  • Lot size: 0.31 Acres
  • Features: Few Trees
  • Lot size dimensions: 91 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Insulated Garage,Heated Garage,Gravel,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$327$3,924
Property Taxes $402$4,824
Electricity $144$1,734
Total$2,212$26,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,840/yr
40% on housing$66,360/yr
45% on housing$58,986/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 7.1%
7.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 50213$243
Clarke County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 50213
Clarke County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$265,000
2026-06-30Listed for sale$265,000
2021-02-09Sold$200,000
2020-12-29Pending sale$217,900
2020-10-12Price change$217,900
2020-10-01Listed for sale$225,000

For Sale by Agent

AgentPaula R Mc Claflin
BrokerageStoney Oak Properties LLC

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