22776 195th St, Bloomfield, IA, 52537
About This Home
COUNTRY LIVING JUST MINUTES FROM TOWN! This impressive 3,200 sq. ft. brick ranch offers the perfect blend of quality, space, privacy, and convenience, situated on a beautiful 0.94-acre lot just 2.2 miles from Bloomfield—only a 3-minute drive, all on pavement. Surrounded by peaceful pasture views, this 4-bedroom, 4-bath home features a custom kitchen with elegant quartz countertops and a fully finished basement complete with a wet bar featuring granite countertops—perfect for entertaining or relaxing. The basement also includes a professional waterproofing system backed by a lifetime warranty for added peace of mind. Step outside to enjoy the large, secluded backyard patio and mature peach, apple, and pear trees. An attached 2-car garage provides everyday convenience, while the impressive 30' x 40' detached shop, equipped with electricity and 14' sidewalls, offers exceptional space for boats, RVs, trailers, ATVs, and all your recreational toys. A rare opportunity to enjoy the privacy and charm of country living without sacrificing quick access to town!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Finished,Drainage System,Sump Pump,Egress Window(s)
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 2
Features
- Finished area below ground: 1,500
- Finished area above ground: 1,664
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,164 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 11072040
Lot
- Lot size: 0.94 Acres
- Lot size dimensions: 0.94 gross acres, 0.81 net acres
Parking
- Total spaces: 2
- Parking features: Attached,Gravel,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $489 | $5,868 |
| Property Taxes | $450 | $5,400 |
| Electricity | $236 | $2,832 |
| Total | $3,324 | $39,888 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $425,000 |
| 2006-12-18 | Sold | $152,000 |
| 2005-09-01 | Sold | $138,000 |
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