706 W Locust St, Bloomfield, IA, 52537
About This Home
Many Possibilities! This spacious property offers a total of 7 bedrooms, 3 full bathrooms, and an oversized one-car attached garage, all situated on a desirable corner lot. Currently configured as two large living units, this home presents an excellent opportunity for investors, multi-generational living, or an owner-occupant seeking rental income. The lower unit features 4 bedrooms, 2 full bathrooms, generous living and dining rooms, and an updated kitchen complete with a newer refrigerator, electric range, dishwasher, and built-in microwave. The upper unit offers 3 bedrooms, 1 full bathroom, a spacious living and dining area, and a kitchen with hardwood flooring, refrigerator, and electric range. Each unit has its own private entrances, laundry hookups, and separate living spaces for added convenience. Additional updates include two newer high-efficiency furnaces with central air, newer roof, newer 200-amp electrical service, and all appliances are included. Don't miss this versatile property!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,296 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 01008360
Features
- Levels: One and One Half
Lot
- Lot size: 0.37 Acres
- Lot size dimensions: 112.50 x 142.00
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $202 | $2,424 |
| Electricity | $171 | $2,055 |
| Total | $987 | $11,844 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $99,000 |
| 2026-07-13 | Listed for sale | $105,000 |
| 2024-12-13 | Sold | $80,000 |
| 2024-11-05 | Pending sale | $99,500 |
| 2024-08-01 | Listed for sale | $99,500 |
| 2024-05-02 | Contingent | $99,500 |
| 2024-04-12 | Listed for sale | $99,500 |
| 2019-01-09 | Sold | $45,000 |
| 2018-12-20 | Pending sale | $52,500 |
| 2018-11-27 | Price change | $52,500 |
| 2018-10-01 | Listed for sale | $57,000 |
| 2018-08-13 | Pending sale | $57,000 |
| 2018-07-09 | Price change | $57,000 |
| 2018-06-11 | Price change | $58,500 |
| 2018-05-15 | Listed for sale | $59,500 |
| 2018-02-13 | Listing removed | $61,900 |
| 2018-02-05 | Price change | $61,900 |
| 2017-11-27 | Price change | $64,900 |
| 2017-11-06 | Price change | $69,500 |
| 2017-10-26 | Listed for sale | $74,500 |
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