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605 E Arkansas Ave, Bloomfield, IA, 52537

4beds
4baths
3,780sqft
$320,000
$85price/sqft
$2,793/moest. monthly cost
$111,720/yrincome needed

About This Home

Welcome home to Town & Country and 1-level living if you prefer! A charming well-built brick home on nearly 2 acres is hard to come by. This beautiful home features a grand master bedroom on the main level. A total of 4 bedrooms and 4 baths, including a full bath on the main level and full bath upstairs. Enjoy the open kitchen with lots of storage. All rooms except for 1 bedroom have newer carpets, DBL pane windows, painted walls and ceilings, ceiling fans, and insulation in interior walls. Enjoy the finished rooms in the basement and laundry chute. The outside is extra special as well, featuring a 1,900 SF 3-tier deck with built-in grill, gazebo, spacious landscaped backyard, and lots of green – not to mention 2 outbuildings. The garage is heated and the home has a 50-year-old roof, estimated to be about 18 years old. The home features an indoor pool room as well, which has not been used by the current owners. Kitchen appliances, washer/dryer, and grill and will convey with this sale. And the home is close to schools, REC center and hospital. Make an appointment to see this unique home soon!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
2/10

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,400
  • Finished area above ground: 2,380

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,780 sqft

Property

Accessibility

  • Accessibility features: Fully Wheelchair

Details

  • Parcel number: 01009850

Features

  • Levels: One and One Half

Lot

  • Lot size: 1.70 Acres
  • Lot size dimensions: 153 x 176 & 154 x 330

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$368$4,416
Property Taxes $526$6,312
Electricity $281$3,383
Total$2,793$33,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,760/yr
40% on housing$83,790/yr
45% on housing$74,480/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 52537$341
Davis County$324

vs Homes Sold Last Month

Median $/sqft

ZIP 52537
Davis County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$325,000
2016-08-27Listing removed$195,000
2016-06-20Price change$195,000
2016-03-04Price change$215,000
2015-08-28Listed for sale$225,000
2015-04-09Listing removed$245,000
2015-02-17Price change$245,000
2014-03-14Price change$250,000
2013-08-21Price change$278,500
2011-08-13Listed for sale$299,000
2011-05-09Listing removed$299,000
2010-11-19Listed for sale$299,000
2009-04-09Listing removed$339,000
2009-03-12Listed for sale$339,000

For Sale by Agent

AgentLonnie D Lunsford
BrokerageTeam Real Estate

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