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1182 Nettle Ave, Hampton, IA, 50441

4beds
4baths
2,448sqft
$460,000
$188price/sqft
$3,275/moest. monthly cost
$131,000/yrincome needed

About This Home

FOR SALE – COUNTRY LIVING JUST MINUTES FROM TOWN- price is listed at appraised value!!! If you’ve been dreaming of peaceful country views, wide open space, and a home that truly feels like a retreat—this is it. Located just 4 miles outside of town in beautiful Hampton (Franklin County), Iowa $475,000 Property Highlights: • 4 Bedrooms | 3.5 Bathrooms • 2,448 sq ft of living space • Finished basement (600 sq ft) • Built in 1977 • New vinyl siding & roof (2025) • Interior paint + popcorn ceiling removal (2025) • Epoxy garage floors (2023) • Geothermal system • Reverse osmosis water system • 2-car attached garage Outdoor Features: • Situated on 2.0 acres • Stunning wrap-around porch • 36x50 heated shed (fire furnace + propane) • Chicken coop with farm fresh eggs • Spacious yard perfect for kids, pets, and entertaining • Bus routes available for school What We Love Most: • Watching the sunrise from the front porch & sunset from the back • Peaceful country views in every direction • Gardening and watching the seasons change • Seeing the kids play and grow in the big yard • The perfect balance of privacy and convenience—close to town, but feels like a getaway This home has been filled with so many special memories, and we hope the next owners will love it just as much as we have. message for inquiries or to schedule a showing Feel free to share with anyone looking to buy this beautiful property! Buyers agent compensation offered!!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Electric,Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total interior livable area: 2,448 sqft

Property

Details

  • Parcel number: 1107200015

Features

  • Exterior features: Other

Lot

  • Lot size: 1.92 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Drought
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$354$4,248
Property Taxes $413$4,956
Electricity $182$2,191
Total$3,275$39,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,285/yr
40% on housing$98,250/yr
45% on housing$87,333/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 50441$100
Franklin County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 50441
Franklin County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Listed for sale$475,000

For Sale by Owner

AgentProperty Owner

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