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220 Borst St, Sheffield, IA, 50475

4beds
3baths
4,780sqft
$265,000
$55price/sqft
$2,230/moest. monthly cost
$89,200/yrincome needed

About This Home

A rare architectural gem, this extraordinary residence seamlessly blends historic charm with modern livability. Once a church, this expansive 4 bed 3 bath home has been masterfully reimagined into a warm and inviting sanctuary. The dramatic great room is nothing short of breathtaking—defined by soaring vaulted ceilings, rich hardwood floors, and a striking elevated alcove feature with ambient lighting and hidden storage. This home offers two kitchens, including a spacious main-level kitchen with a center island, generous cabinetry, walk-in pantry, and sun-filled breakfast nook. The primary suite is a true retreat, complete with a walk-in closet and a spa-inspired bath featuring a soaking tub and elegant tiled shower.  The lower level offers incredible versatility with a sprawling family room, integrated office space, workshop, and abundant built-ins and storage throughout. Outdoors, a multi-level deck creates a private setting for relaxation. Call or text today to schedule a tour.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
West Fork Middle SchoolGrades 6-80.2 mi
5/10
West Fork High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1889

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable

Basement

  • Has basement: Yes
  • Basement: Full Finished

Bathroom1

  • Features: Separate Shower

Bedroom1

  • Level: Main
  • Area: 384

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Lower
  • Area: 240

Bedroom4

  • Level: Lower
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Dining Room

  • Features: Breakfast Nook,LR/DR Combo

Family Room

  • Level: Lower

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Natural Wood,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Wood,Carpet

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,780
  • Total interior livable area: 4,780 sqft

Kitchen

  • Level: Main
  • Area: 252

Living Room

  • Level: Main
  • Area: 1040

Master Bathroom

  • Features: Master Bath Shower,Master Bath Tub

Property

Details

  • Parcel number: 0304330003
  • Zoning description: RG/GENERAL RES

Features

  • Levels: Bi-Level
  • Patio & porch: Deck

Lot

  • Lot size: 8,968 sqft
  • Features: Corner Lot
  • Lot size dimensions: 76 x 118

Parking

  • Parking features: Workshop in Garage,Asphalt,No Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Hail
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$216$2,592
Property Taxes $319$3,828
Electricity $356$4,278
Total$2,230$26,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,457/yr
40% on housing$66,900/yr
45% on housing$59,466/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 50475$95
Franklin County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 50475
Franklin County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$265,000
2026-05-06Listed for sale$268,000
2002-06-10Sold$60,000

For Sale by Agent

AgentKRYSTLE HESSE
BrokerageRealty One Group Welcome Home

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