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1225 Rush Ridge Rd, Jefferson, IA, 50129

4beds
3baths
2,579sqft
$284,900
$110price/sqft
$2,487/moest. monthly cost
$99,480/yrincome needed

About This Home

Positioned on a spacious lot, this stunning home is framed by mature trees and a private backyard retreat offering both beauty and privacy in a highly desired neighborhood. Step into soaring 18 foot vaulted ceilings and an inviting open concept design. The remodeled kitchen features LVT flooring, fireplace, coffee bar, pantry, modern cabinetry, granite countertops, stylish tile backsplash and black stainless steel appliances flowing seamlessly into the dining and living areas. A convenient half bath and spacious mud/laundry room off the garage add functionality while a sliding glass door leads to a private fenced backyard patio perfect for entertaining and relaxing. Upstairs you'll find 4 bedrooms, a full bath with double vanities, and a substantial master en suite with double closets and updated shower. The finished basement offers more living space with a large nonconforming bedroom, barnboard lined family room and storage room. With its perfect blend of modern updates, thoughtful layout and unbeatable location, this home is a must see!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
5/10
Greene County High SchoolGrades 9-121.7 mi
3/10
Greene County ElementaryGrades PK-41.2 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Shingle
  • Construction materials: Block,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 574
  • Finished area above ground: 2,005
  • Common walls with other units/homes: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,579 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1107353017
  • Zoning: Residential-Single Family
  • Foundation area: 1491

Features

  • Levels: Two
  • Fencing: Privacy,Vinyl

Lot

  • Lot size: 8,712 sqft
  • Features: Irregular Lot,Wooded
  • Lot size dimensions: Appro x 73 x 122

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Hail
Strong Wind
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$422$5,064
Property Taxes $433$5,196
Electricity $192$2,308
Total$2,487$29,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,268/yr
40% on housing$74,610/yr
45% on housing$66,320/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 50129$132
Greene County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 50129
Greene County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Price change$299,900
2025-08-25Listed for sale$309,900
2011-05-23Sold$139,500

For Sale by Agent

AgentAmanda Bills
BrokerageJefferson Iowa Realty

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