500 S Locust St, Jefferson, IA, 50129
About This Home
Don't miss out on this adorable, clean and cozy bungalow! This property is located in a beautiful, friendly, and highly desirable neighborhood. This home features two bedrooms, a full bathroom, a living room and kitchen on the main floor. The basement features a 3/4 bathroom, a laundry area and has an open concept offering added convenience and flexibility. Enjoy your morning coffee on the newer front deck (less than two years old), or entertain family and friends on the back deck that overlooks a beautifully maintained garden with established grapevines and rhubarb. A detached one car garage provides additional storage and convenience. This well maintained home is in move-in-ready condition making it perfect for first-time buyers, buyers looking to downsize, or anyone looking for comfort and charm in a welcoming community. This is a wonderful opportunity to own a home that has been lovingly cared for and is ready for its next chapter.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Block,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 822 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1108376006
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: 52 (front) x 93 (side 1) x 52 (rear) x 94 (side 2)
Parking
- Total spaces: 1
- Parking features: Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Drought
- Hail
- Strong Wind
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $455 | $5,460 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $99 | $1,188 |
| Electricity | $121 | $1,452 |
| Total | $808 | $9,696 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Pending sale | $90,000 |
| 2026-08-04 | Listed for sale | $90,000 |
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