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201 N Chestnut St, Winfield, IA, 52659

3beds
2baths
2,088sqft
$290,000
$139price/sqft
$2,217/moest. monthly cost
$88,680/yrincome needed

About This Home

Beautifully landscaped, spacious ranch-style home on a .33 acre corner lot with many nice amenities! Enter the home from the covered front porch. The entry has a large closet for storing coats, boots & loads of other necessities. The renovated kitchen has an abundance of beautiful (Bertch) cabinetry with granite countertops. LVP flooring installed in kitchen and dining areas. Near the kitchen, the glass slider opens onto a spacious deck. Off of the kitchen is a dining area that looks outside past the covered porch to the park across the street. The hallway leading off of the kitchen/dining area leads to the master bedroom & two nice-sized bedrooms. Nestled amidst the bedrooms is a large bathroom with beautiful cabinetry & a laundry closet. Back in the kitchen, you can access the very spacious living room with a wood-burning fireplace & beautiful custom-built cabinetry. Just off the living room is a half bath & the garage access. This home not only offers a 2-car attached garage, but an additional 30' X 48' (5+ car) detached garage with a heated/cooled space to "hang out". The room is also suited for a shop if desired. In addition, there is a 12' X 20' garden shed in the back yard to hold plenty of supplies to help maintain the beautifully landscaped yard.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Construction materials: Metal Sheet,Vinyl,Frame

Other

  • Builder name: Sommer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Plumbed For Ice Maker,Microwave,Range Or Oven,Refrigerator,Washer
  • Laundry features: Main Level,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Other
  • Window features: Double Pane Windows
  • Flooring: Carpet,LVP
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,088

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Other

Interior Area

  • Total structure area: 2,088
  • Total interior livable area: 2,088 sqft

Property

Details

  • Parcel number: 340031621000900
  • Zoning: Residential
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 0.33 Acres
  • Features: Less Than Half Acre,Corner Lot
  • Lot size dimensions: 145 x 100

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hail
Heat Wave
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$245$2,940
Property Taxes $351$4,212
Electricity $155$1,869
Total$2,217$26,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,011/yr
40% on housing$66,510/yr
45% on housing$59,120/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 52659$122
Henry County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 52659
Henry County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$339,000
2026-01-15Price change$365,000
2025-11-12Price change$399,000
2025-09-26Listed for sale$425,000

For Sale by Agent

AgentKathryn Richardson
BrokerageRE/MAX Affiliates

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