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1934 White Oak Rd, Mount Pleasant, IA, 52641

3beds
2baths
2,496sqft
$369,000
$148price/sqft
$2,713/moest. monthly cost
$108,520/yrincome needed

About This Home

Private country retreat offering water, wildlife, and peaceful surroundings on 5.98 acres near Mt. Pleasant. Approached by a long private drive, this 3-bedroom, 2-bath home features a spring-fed stocked pond, mature timber, and abundant wildlife including deer and turkey. Positioned above the pond, the home offers beautiful water views from the sunroom, bedrooms, and living areas. The sunroom provides a peaceful place to relax, while the open kitchen and living area feature a cozy fireplace. The spacious primary suite includes a large bedroom, walk-in closet, and ensuite bath with double vanity. An additional bedroom, full bathroom, and office are located on the main level. The finished lower level includes a third bedroom, egress window, under-stair storage, and flexible space for a family room, hobby area, or recreation. Recent improvements include new windows, newer appliances, mini-split systems installed in 2025, and an electric water heater installed in 2025. Enjoy fishing from the dock, with a small trolling motor boat that may be included, and maintained walking and ATV trails through the woods. Additional features include a detached two-car garage with an EV charging setup, a storage shed, and a fenced front yard that can remain or be removed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
Harlan Elementary SchoolGrades PK-K7.6 mi
7/10
--

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Exhaust Fan,Dishwasher,Refrigerator,Disposal,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partial,Finished,Sump Pump

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Double Pane Windows,Window Coverings,Window Treatments
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 432
  • Finished area above ground: 2,064
  • Common walls with other units/homes: 0

Heating & Cooling

  • Heating features: Baseboard,Ductless
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 2,496 sqft

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: Doors 36"+,Partially Wheelchair

Details

  • Parcel number: 070042020002100

Features

  • Fencing: Chain Link,Other
  • Has view: Yes
  • View description: See Remarks
  • Has water view: Yes
  • Water view: See Remarks
  • Waterfront features: Waterfront Present

Lot

  • Lot size: 5.98 Acres
  • Features: Many Trees
  • Lot size dimensions: 242 x 325 x 165 x 147 x 342 x 204 x 412 x 608

Parking

  • Total spaces: 2
  • Parking features: Outside,Gravel,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Lightning
Cold Wave
Drought
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$266$3,192
Property Taxes $396$4,752
Electricity $186$2,234
Total$2,713$32,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,017/yr
40% on housing$81,390/yr
45% on housing$72,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 52641$102
Henry County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 52641
Henry County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$369,000
2023-08-18Listing removed--
2023-07-14Pending sale$325,000
2023-07-06Listed for sale$325,000
2019-02-20Sold$175,000
2019-01-09Pending sale$189,900
2018-07-24Listed for sale$189,900
2014-07-28Sold$169,900

For Sale by Agent

AgentKimberly Logan
BrokerageKL Real Estate Inc

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