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300 N Rose St, Mount Pleasant, IA, 52641

3beds
2baths
2,136sqft
$237,500
$111price/sqft
$1,867/moest. monthly cost
$74,680/yrincome needed

About This Home

Welcome Home to this extremely well cared for main floor living Rancher! Main floor offers kitchen with plenty of storage and countertop space, laundry area, open concept dining area and large living room with hardwood floors, 2 bedrooms and updated full bath. Enjoy the large primary bedroom with 2 closets and additional large walk in closet. Primary bedroom boasts 3/4 bath ensuite with additional closet space. Lower level provides additional living space with wood burning fire place in large family room, utility room, and small office/workshop area. Oversized 24x24 garage, additional storage shed, composite decking and large 74x158 corner lot. This home is move in ready!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
Harlan Elementary SchoolGrades PK-K0.9 mi
7/10
--

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 1,336

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,136 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 420080827800300

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 74 x 158

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Heat Wave
Tornado
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,200$14,400
Home Insurance *$171$2,052
Property Taxes $337$4,044
Electricity $159$1,912
Total$1,867$22,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,011/yr
40% on housing$56,010/yr
45% on housing$49,786/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 52641$104
Henry County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 52641
Henry County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$237,500
2026-07-24Listed for sale$237,500

For Sale by Agent

AgentRenee S Smith
BrokerageCottage Realty

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