413 Maple St, Elma, IA, 50628
About This Home
This home is situated on a large corner lot, directly across from the city park. The main floor of the home features kitchen/ dining combo, living room with vinyl plank flooring, a full bathroom and two bedrooms. You'll enjoy warm summer days or cozy winter nights in the four seasons room on the north side of the home. The lower level has endless potential with a rec room, 3/4 bath, laundry room & more space waiting for your finishing touches. This home offers ample storage through out. Each room is individually zoned with electric heat. There is an attached fully finished 2 car garage with opener, and plenty of off street parking. Enjoy small town living, with all the amenities the community of Elma has to offer!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Roof: Asphalt
- Construction materials: Brk Accent,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block,Concrete,Interior Entry,Floor Drain,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Fireplace features: None
- Finished area below ground: 336
Heating & Cooling
- Heating features: Electric
- Cooling features: Wall Unit(s)
Interior Area
- Total interior livable area: 1,988 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 300013114010000
- Zoning: R-1
- Special condition: Standard
Features
- Patio & porch: Enclosed
Lot
- Lot size: 0.38 Acres
- Lot size dimensions: 125 x 129
Parking
- Total spaces: 2
- Parking features: 2 Stall,Attached Garage,Garage Door Opener
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $206 | $2,472 |
| Property Taxes | $222 | $2,664 |
| Electricity | $148 | $1,779 |
| Total | $1,435 | $17,220 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $169,900 |
View on Zillow