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306 5th Ave W, Cresco, IA, 52136

2beds
2baths
1,756sqft
$190,000
$108price/sqft
$1,503/moest. monthly cost
$60,120/yrincome needed

About This Home

Beautifully rehabbed condo in a prime Cresco location! This 2-bedroom, 2-bath home offers a stunning kitchen featuring high-end cherry cabinetry, granite countertops, and premium commercial-grade Jenn-Air, Bosch, and GE appliances. The main level shines with all new flooring, updated light fixtures, a custom built-in cherry entertainment center, and a spacious primary bedroom complete with an ensuite bath and new walk-in shower. The nearly fully finished basement adds excellent living space with a comfortable family room, non-conforming bedroom, and 3/4 bath—perfect for guests or a home office. Enjoy outdoor relaxation on the patio overlooking green space owned by the HOA, plus the convenience of an attached one-stall garage. All of this within easy walking distance to downtown Cresco’s shops and restaurants—low-maintenance living at its finest! Call Today!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
7/10
Crestwood High SchoolGrades 7-120.9 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Dryer,Microwave,Free-Standing Range,Refrigerator,Washer
  • Laundry features: 1st Floor,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 800

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,756 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 320040101020000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 90x50

Parking

  • Total spaces: 1
  • Parking features: 1 Stall,Attached Garage
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$222$2,664
Property Taxes $191$2,292
Electricity $130$1,571
Total$1,503$18,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,531/yr
40% on housing$45,090/yr
45% on housing$40,080/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 52136$112
Howard County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 52136
Howard County$69

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$197,500
2026-02-06Listed for sale$205,900
2025-12-15Listing removed$199,900
2025-12-08Price change$199,900
2025-10-29Price change$210,500
2025-07-14Price change$239,500
2025-06-30Listed for sale$241,500

For Sale by Agent

AgentMichael Harman
BrokerageHarman Realty

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