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8444 Cherry St, Lime Springs, IA, 52155

5beds
1baths
2,127sqft
$205,000
$96price/sqft
$1,608/moest. monthly cost
$64,320/yrincome needed

About This Home

Explore this home offering both indoor and outdoor space with extra amenities in the rural community. This home and additional lot is located just off hard-surface road in Saratoga, between Cresco and Riceville. Experience outdoor living with deck, back patio, mature grape vine, and large garden. The home is located on a large lot, and also included is a 0.344 acre lot directly across the street with an additional storage shed. This home includes a large two-stall garage that has a workspace area, extra storage, and steel roof along with two additional small outbuildings. Inside the home the main floor has the kitchen and dining room, living room, three-quarter bath, and laundry. The second level has five bedrooms. The basement includes additional living space including a rec room, bonus living room, cellar, storage room, and a modified bathroom space. The property offers quiet community living and opportunities for outdoor projects and entertaining.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
4/10
Riceville High SchoolGrades 6-127.4 mi

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Dryer,Disposal,Microwave,Refrigerator,Washer,Gas Water Heater,Water Softener Owned
  • Laundry features: 1st Floor

Basement

  • Has basement: Yes
  • Basement: Block,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 600

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total interior livable area: 2,127 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 090290621130000
  • Zoning: R-R
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Patio
  • Exterior features: Garden

Lot

  • Lot size: 1.03 Acres
  • Lot size dimensions: 198x150

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage,Workshop in Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$250$3,000
Property Taxes $164$1,968
Electricity $158$1,903
Total$1,608$19,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,131/yr
40% on housing$48,240/yr
45% on housing$42,880/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 52155
Howard County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 52155
Howard County$69

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$199,000
2026-08-03Price change$205,000
2026-07-17Price change$215,000
2026-07-11Listed for sale$225,000

For Sale by Agent

AgentKristen Burke
BrokerageBurke Real Estate

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