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230 N Navajo Ln, North english, IA, 52316

3beds
3baths
3,563sqft
$259,000
$73price/sqft
$2,179/moest. monthly cost
$87,160/yrincome needed

About This Home

This unique 3-bedroom, 3-bath home features a semi-circular living room with a beamed ceiling on the main level and a circular family room in the lower level. The round fireplace is on both levels with a hearth in the living room & the dining room area on the main floor and a hearth in the family room in the lower level. An L-shaped kitchen, which has lots of cupboards and granite, also has a dining area along with a wet bar. The cocktail room includes a pass-through counter to the kitchen. The master bath has its own private bath with a double sink vanity, shower, and washer/dryer hook-ups. Another large bath has a jetted tub, shower, and lots of storage. In the basement you will find a 38x38 circular family room, an office, shop area, and utility room that has washer/dryer hook-ups. There is a 2-stall basement garage plus an additional detached garage that would be handy to store the lawn mower or a golf cart for the nearby golf course. The swing set and sand box will stay with the property. The almost half acre lot is located on a quiet cul-de-sac not far from the high school, a church and the local golf course/pool. The landscaping stone through-out the property is from Krukowski Stone Inc. for a landscaper's paradise.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Frame,Masonry

Other

  • Builder name: No

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range Or Oven,Refrigerator
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Walk-Out Access,Finished,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Vaulted Ceiling(s),Wet Bar,Primary On Main Level,Breakfast Area,Breakfast Bar
  • Number of fireplaces: 3
  • Fireplace features: Masonry,Wood Burning,Family Room,Living Room,In LL
  • Fireplace: Yes
  • Finished area below ground: 1,170
  • Finished area above ground: 2,393

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,563
  • Total interior livable area: 3,563 sqft

Property

Details

  • Parcel number: 790800011
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.47 Acres
  • Features: Less Than Half Acre
  • Lot size dimensions: 166 x 122

Parking

  • Total spaces: 4
  • Parking features: Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Inland Flooding
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$291$3,492
Property Taxes $314$3,768
Electricity $265$3,189
Total$2,179$26,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,708/yr
40% on housing$65,370/yr
45% on housing$58,106/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 52316$53
Keokuk County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 52316
Keokuk County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$299,000
2025-08-29Listing removed$305,000
2025-07-17Price change$305,000
2025-05-15Price change$329,500
2025-04-04Listed for sale$350,000

For Sale by Agent

AgentScott Grimm
BrokerageGrimm Company Real Estate

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