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201 N Dewey St, Prairie City, IA, 50228

3beds
2baths
2,028sqft
$195,900
$97price/sqft
$1,514/moest. monthly cost
$60,560/yrincome needed

About This Home

Ample space and opportunity await! Walking in the front door gets you into a climate controlled porch. When entering the main home, you'll fall in love with the large living area and casual space with built-ins as separation. Home office? Child play area? Many possibilities! With a large dining area, there is plenty of space to entertain or relax on the main level. Head upstairs and find the 3 generous sized bedrooms and oversized bathroom. The attic includes a non-conforming bedroom or the perfect getaway space. Fresh paint and flooring will max out this homes potential! Outside the home, there is plenty of storage space including a detached garage and shed. With a big yard glow up, you may just want to stay outdoors! Conveniently located with an easy commute to Des Moines, this home offers the chance to build equity while creating lasting memories. Ask your lender possible 100% financing with a USDA loan!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
8/10
PCM Middle SchoolGrades 6-80.4 mi
5/10
Pcm High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Dining Area

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,028
  • Total interior livable area: 2,028 sqft

Property

Details

  • Parcel number: 1601126006
  • Zoning: Res

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Storage

Lot

  • Lot size: 10,001 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $990$11,880
Home Insurance *$148$1,776
Property Taxes $225$2,700
Electricity $151$1,815
Total$1,514$18,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,908/yr
40% on housing$45,420/yr
45% on housing$40,373/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 50228$163
Jasper County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 50228$176
Jasper County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-02Price change$195,900
2025-10-07Price change$194,900
2025-09-18Price change$204,900
2025-08-29Listed for sale$209,900
2021-05-21Sold$172,000
2021-04-12Pending sale$160,000
2021-04-05Listed for sale$160,000

For Sale by Agent

AgentJeff Johnston
BrokerageRE/MAX Concepts

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