411 N Virginia St, Monroe, IA, 50170
About This Home
Spacious 4 Bedroom Ranch on LARGE Corner Lot in Monroe - Dual Garages & Finished Basement! This well-kept 4 bedroom, 2 bath ranch sits on a generous corner lot in Monroe, Iowa, and offers the perfect blend of space and functionality. The main floor features three bedrooms, a full bath, and an open floor plan connecting the living room, dining area, and kitchen - ideal for everyday living and entertaining. Downstairs, enjoy a finished basement with a 4th bedroom, a large family room, another full bath, and laundry room - great for guests, a home office, or a play area. Outside, you'll love the 2-car attached garage for convenience and the bonus 2-car detached garage - perfect for extra storage, a workshop, or hobbies. Highlights: 3 Beds / 1 Full Bath on Main Level Finished Basement with additional Bedroom, Family Room, Bath 2-Car Attached + 2-Car Detached Garages Spacious Corner Lot in a Quiet Neighborhood Open Floor Plan with Great Natural Light Don't miss this versatile and move-in-ready home - schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Stove
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Dining Area,Cable TV
- Finished area below ground: 325
Heating & Cooling
- Heating features: Forced Air,Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,144
- Total interior livable area: 1,144 sqft
Property
Details
- Parcel number: 1830356008
- Zoning: R
Features
- Stories: 1
Lot
- Lot size: 9,718 sqft
- Features: Corner Lot
- Lot size dimensions: 81 x 120
Parking
- Total spaces: 2
- Parking features: Attached,Detached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $301 | $3,612 |
| Electricity | $121 | $1,452 |
| Total | $1,969 | $23,628 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $269,000 |
| 2025-10-24 | Price change | $275,000 |
| 2025-10-07 | Listed for sale | $280,000 |
| 2016-10-21 | Sold | $145,400 |
| 2016-10-01 | Pending sale | $144,900 |
| 2016-10-01 | Listed for sale | $144,900 |
| 2016-02-19 | Listing removed | -- |
| 2016-01-29 | Listed for sale | -- |
| 2014-12-11 | Listing removed | $92,000 |
| 2014-10-10 | Price change | $92,000 |
| 2014-09-12 | Price change | $93,900 |
| 2014-07-08 | Listed for sale | $99,000 |
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