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1313 W 4th St N, Newton, IA, 50208

1beds
2baths
1,146sqft
$450,000
$393price/sqft
$3,208/moest. monthly cost
$128,320/yrincome needed

About This Home

Have you been searching for the perfect acreage set up for horses while still being close to town? Look no further! This unique 20-acre property offers the rare combination of space, privacy, and convenience—just 30 minutes to Altoona and 36 minutes to Des Moines. The home sits just off a paved road . Two bedrooms that were converted to one VERY large bedroom with possibility to convert back to two. You'll also find an updated kitchen with beautiful quartz countertops, stainless steel appliances, and LVP flooring. The home also features an updated half bathroom and added first-floor laundry for convenience. The spacious layout includes a very large bedroom with a bathroom and two separate living areas, providing plenty of room to spread out. Dry basement with laundry area. The property is already well set up for horses with a 36x90 pole barn featuring 5 horse stalls (with room to add more) plus arena/storage space. Much of the acreage is fenced with a treed perimeter, and a stream runs through the property, creating a beautiful setting for animals or recreation. Additional features include a one-car garage connected by a breezeway. Backyard is fenced in as well with a patio and pergola. Roof and furnace new in 2025 and fresh exterior paint. 3 sheds are included too! With street access from two sides, there is also potential to divide the land into multiple building sites if the full acreage isn’t needed. So many possibilities!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

2/10
Berg Middle SchoolGrades 5-81.8 mi
4/10
Newton Senior High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window Treatments
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,146
  • Total interior livable area: 1,146 sqft

Property

Details

  • Parcel number: 0828276004
  • Zoning: RES

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Fully Fenced,Patio,Storage
  • Fencing: Chain Link,Full

Lot

  • Lot size: 20 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$403$4,836
Property Taxes $409$4,908
Electricity $121$1,452
Total$3,208$38,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,988/yr
40% on housing$96,240/yr
45% on housing$85,546/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 50208$133
Jasper County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 50208$163
Jasper County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$549,900
2026-04-15Price change$589,900
2026-03-11Listed for sale$599,900

For Sale by Agent

AgentTammy Saunders
BrokeragePlatinum Realty LLC

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