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1120 W 16th St S, Newton, IA, 50208

5beds
3baths
3,043sqft
$440,000
$145price/sqft
$3,445/moest. monthly cost
$137,800/yrincome needed

About This Home

Welcome to this beautiful SW 1/2 story home located in Hidden Oaks neighborhood!! Tons of space, tons of updates!! Over 3000 square feet of finished living space. Tha main floor offers a convenient office just off the wide-open entryway. On the other side a large dining room for large family gatherings. The high vaulted ceiling in the family room is sure to impress your guests!! The Kitchen with hardwood floors, complete with Stainless steel appliances including a gas range is open to the family room. The Spacious Primary bedroom offers a large master bath with 2 vanities, jet tub, and a walk-in shower & walk-in closet on the main level!! Main floor laundry and a 1/2 bath complete the ground level. Upstairs there are 3 more generously sized bedrooms, a full bath and a balcony overlooking the main floor family room. Finished lower level offers a 5th bedroom and 2nd family room plus storage galore!! New roof in 2024 with category 3 shingles! New gutters with leaf guards. Generac Whole House generator!! Handicap accessibility to all levels with stair lifts for all 3 levels. Seller will remove these upon buyers request. Several new windows in 2024/2025 all triple pane!! An amazing deck overlooks a fully fenced, landscaped yard. New driveway in 2023 leads to a 3 car garage. So many things to list!!!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Berg Middle SchoolGrades 5-82.7 mi
5/10
Newton Senior High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 400

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,043
  • Total interior livable area: 3,043 sqft

Property

Accessibility

  • Accessibility features: Grab Bars

Details

  • Parcel number: 0833359013
  • Zoning: Res

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck
  • Fencing: Wood

Lot

  • Lot size: 0.29 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 102 x 123

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$394$4,728
Property Taxes $601$7,212
Electricity $226$2,723
Total$3,445$41,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,114/yr
40% on housing$103,350/yr
45% on housing$91,866/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 50208$136
Jasper County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 50208$163
Jasper County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$440,000
2026-06-12Price change$449,000
2026-05-12Listed for sale$459,000
2018-05-01Listing removed$271,900
2018-04-14Listed for sale$271,900
2016-01-05Sold$230,000
2015-09-14Listing removed$233,900
2015-08-19Price change$233,900
2015-05-27Listed for sale$234,900
2015-04-09Listing removed$239,900
2015-03-13Listed for sale$239,900

For Sale by Agent

AgentRobert Cupples
BrokerageRE/MAX Concepts

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