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105 W Adams Ave, Fairfield, IA, 52556

4beds
3baths
2,288sqft
$160,000
$70price/sqft
$1,335/moest. monthly cost
$53,400/yrincome needed

About This Home

This solid Craftsman Style home has gorgeous hard wood floors and woodwork throughout, high ceilings, ample natural light, and lots of space! With four bedrooms, two baths, and two kitchens, this could be a duplex or large family home. Great location close to the square and across from the Fairfield Public Library. You'll have views of beautiful mature trees in front and back. The large back yard is fully fenced and has several private parking spaces along the alley. The front porch has newer composite decking for easy maintenance. This home also features a solid, spacious and dry basement, and a newer metal roof.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

--
7/10
Fairfield Middle SchoolGrades 5-80.9 mi
6/10
Fairfield High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1918

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,288 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0625356005

Features

  • Levels: Two

Lot

  • Lot size: 8,712 sqft
  • Features: Wooded
  • Lot size dimensions: 66 x 132

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$152$1,824
Property Taxes $204$2,448
Electricity $170$2,048
Total$1,335$16,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,771/yr
40% on housing$40,050/yr
45% on housing$35,600/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.5%
-6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 52556$117
Jefferson County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 52556$120
Jefferson County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$160,000
2025-12-25Listing removed$175,000
2025-10-13Price change$175,000
2025-09-05Price change$210,000
2025-06-26Listed for sale$220,000

For Sale by Agent

AgentBeth Alonso
BrokerageFairfield Real Estate

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