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205 Woodlyn Way, Algona, IA, 50511

3beds
2baths
2,262sqft
$399,999
$177price/sqft
$2,873/moest. monthly cost
$114,920/yrincome needed

About This Home

Own your own piece of paradise in this wooded lot in highly sought after neighborhood. The home welcomes you into a large open main level that consists of new modern kitchen with quartz countertops with island and great storage, living room with fireplace, dining area, sunroom and half bath. The second story has primary bedroom with walk-in closet and access to a lovely bath with double sinks, tiled shower, tub, as well as 2 additional bedrooms. The lower level has family room, full bath with walk-in tiled shower and storage/mechanicals room. This home has undergone an extensive remodel including the roof, windows, diamond kote siding, kitchen, 3 baths, and flooring throughout as well as mechanicals including furnace ac and water heater. All this and a new composite deck off the dining area which offers the opportunity to enjoy some great wildlife and the mature trees on the large lot.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Bryant Elementary SchoolGrades 1-21.3 mi
9/10
Algona Middle SchoolGrades 5-81.6 mi
4/10
Algona High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 586

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,262 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 2210402014
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 0.80 Acres
  • Features: Wooded
  • Lot size dimensions: 170x205

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage,Garage Door Opener
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado
Hail

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$322$3,864
Property Taxes $361$4,332
Electricity $168$2,024
Total$2,873$34,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,502/yr
40% on housing$86,190/yr
45% on housing$76,613/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.4%
16.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 50511$112
Kossuth County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 50511
Kossuth County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$399,999
2026-03-27Listed for sale$469,000
2024-12-15Sold$105,500
2024-10-16Pending sale$129,000
2024-08-02Listed for sale$129,000
2017-07-26Sold$103,000
2017-05-26Listed for sale$109,900

For Sale by Agent

AgentJustin Garman
BrokerageCentury 21 Signature Real Estate-Waverly

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