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110 Spring Valley Dr, Livermore, IA, 50558

5beds
4baths
2,334sqft
$499,900
$214price/sqft
$3,481/moest. monthly cost
$139,240/yrincome needed

About This Home

This 5-bedroom, 4-bath home offers 2,334 square feet of spacious and comfortable living with incredible views overlooking Spring Valley Golf Course. Designed for both everyday living and entertaining, the home features a welcoming front porch, expansive back deck, walk-out basement, and lower patio perfect for enjoying the peaceful setting. Inside, you’ll find a warm and inviting atmosphere with a gas fireplace plus two additional electric fireplaces, creating cozy spaces throughout the home. The spacious primary suite offers a private retreat, while the large basement laundry area, abundant storage, and main-floor mudroom add convenience and functionality. A 3-car attached garage provides plenty of room for vehicles, tools, and recreational storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Algona Middle SchoolGrades 5-89.7 mi
4/10
Algona High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,334 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2730400015

Features

  • Levels: Two

Lot

  • Lot size: 0.90 Acres
  • Lot size dimensions: Irregular - 39,355 sf

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$433$5,196
Property Taxes $347$4,164
Electricity $174$2,089
Total$3,481$41,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,348/yr
40% on housing$104,430/yr
45% on housing$92,826/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.4%
16.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 50558$29
Kossuth County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 50558
Kossuth County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$499,900
2026-05-22Listed for sale$549,900
2006-09-08Sold$280,000

For Sale by Agent

AgentJames P Kesterson
BrokerageKesterson Appr. & Consulting

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