306 E College St, Algona, IA, 50511
About This Home
Welcome to this beautiful 4-bedroom, 2-bath home in Algona! This well-maintained property features a professionally waterproofed basement, newer windows, and original hardwood flooring throughout much of the home. The main level offers a spacious living area, a bright front sunroom/flex space filled with natural light, a dining room, one bedroom, and a functional kitchen. You’ll also find the convenience of main-level laundry and a half bath. Upstairs, there are three additional bedrooms and a full bathroom, providing plenty of space. The professionally waterproofed basement has remained dry under the current ownership and offers endless possibilities. Whether you’re looking for extra storage, additional living space, a home office, or the potential for another bedroom, this lower level is ready for your personal touch. This home also offers a shed in the backyard for extra storage! Call today to set up a showing!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1921
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,579 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2211207003
Features
- Levels: One and One Half
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 66 x 132
Parking
- Total spaces: 1
- Parking features: Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $96 | $1,152 |
| Property Taxes | $149 | $1,788 |
| Electricity | $121 | $1,452 |
| Total | $972 | $11,664 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Pending sale | $120,000 |
| 2026-07-13 | Listed for sale | $120,000 |
| 2021-07-19 | Sold | $83,500 |
| 2021-05-19 | Pending sale | $87,500 |
| 2021-04-21 | Listed for sale | $87,500 |
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