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101 7th St S, Swea City, IA, 50590

2beds
1baths
1,160sqft
$115,000
$99price/sqft
$884/moest. monthly cost
$35,360/yrincome needed

About This Home

Remodeled mid-century Ranch with great living room, dining room & an open kitchen that is waiting for your finesse! There are two king-sized bedrooms and a remodeled full bathroom. The basement is wide open and dry ... perfect for adding additional living space! Nice deck out the back patio door and not any neighbors behind you. The roof was new in 2023 along with gutters, new flooring on the main floor (except kitchen) & furnace is about 8 years old.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1954

Materials

  • Construction materials: Steel Siding,Wood Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Stove,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hkups

Basement

  • Has basement: Yes
  • Basement: Unfinished,Block,Full

Bathroom

  • Features: Main Floor Full Bath

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Eat-in,Separate

Features

  • Eat-in Kitchen,Main Floor Bedrooms,Natural Woodwork
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,160

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Property

Details

  • Parcel number: 0619209004
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 85 x 118

Parking

  • Total spaces: 2
  • Parking features: Concrete,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hail
Strong Wind
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$87$1,044
Property Taxes $95$1,140
Electricity $121$1,452
Total$884$10,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,308/yr
40% on housing$26,520/yr
45% on housing$23,573/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.4%
16.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 50590$15
Kossuth County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 50590
Kossuth County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$115,000
2011-07-19Sold$38,500
2010-06-24Sold$36,000

For Sale by Agent

AgentDana Reinders
BrokerageEXIT Realty Midwest- Spencer/Emmetsburg

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