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631 Avenue D, Fort Madison, IA, 52627

6beds
2baths
3,094sqft
$240,000
$78price/sqft
$2,085/moest. monthly cost
$83,400/yrincome needed

About This Home

This AMAZING Victorian is calling your name!! From the moment you step onto the beautiful front, open wrap-around porch to the new rear patio, you'll fall in love with all the updated features and amenities of this lovely family home!! With its 6+ bedrooms and 2 baths, there is ample space for your family, for entertaining, for just living!! It's comfortable & quiet, located off the beaten path, and you'll love what the home has to offer. There's a room that could be a bedroom or an office on the main floor, and the laundry is there as well. The kitchen is HUGE with tons of cabinetry for storage. The 2nd floor full bath was remodeled in 2019, the 1st floor bath was done in 2022, the laundry room in 2021, the den in 2021, the 3rd floor rebuild in 2019, and the backyard upgrades in 2022. Don't miss out on this beauty. It's a definite MUST SEE!!! Call your favorite Realtor today for your private showing.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

2/10
4/10
Fort Madison High SchoolGrades 7-121.3 mi

Construction

Condition

  • Year built: 1904

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Wall Oven,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Brick/Mortar

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,094

Heating & Cooling

  • Heating features: Hot Water,Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 3,094 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Third

Other

  • Level: Third

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 024715031310060

Features

  • Levels: Three Or More
  • Fencing: Wood

Lot

  • Lot size: 58 Acres
  • Lot size dimensions: 58 x 145 (.19 Ac)

Parking

  • Total spaces: 2
  • Parking features: Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$316$3,792
Property Taxes $326$3,912
Electricity $230$2,769
Total$2,085$25,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,485/yr
40% on housing$62,550/yr
45% on housing$55,600/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 52627$75
Lee County$76

vs Homes Sold Last Month

Median $/sqft

ZIP 52627$90
Lee County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$240,000
2026-05-21Listed for sale$250,000
2017-06-23Sold$115,000
2017-06-08Pending sale$124,900
2017-04-07Price change$124,900
2017-02-27Listed for sale$127,900
2014-01-18Listing removed$179,000
2013-10-05Price change$179,000
2013-07-28Listed for sale$183,000

For Sale by Agent

AgentKaren S Hope
BrokerageHope Assoc. Real Estate

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