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819 Avenue D, Fort Madison, IA, 52627

2beds
2baths
1,932sqft
$135,000
$70price/sqft
$1,200/moest. monthly cost
$48,000/yrincome needed

About This Home

If you’ve ever dreamed of owning a Victorian home, but worried about the upkeep, this is the home for you! This home has been extensively remodeled to give you the best of both worlds: the warmth and craftsmanship of a historic property, paired with the comfort and reliability of a modern home. With all-new windows and separate HVAC systems for each level, you’ll enjoy consistent comfort year-round and zero drafts. The current owner took care of all of the big-ticket updates: a new roof, completely updated plumbing (to give piece of mind of no lead plumbing), new downstairs bathroom, and a stunning, fully renovated kitchen featuring marble floors and brand-new appliances. Even the laundry has been thoughtfully relocated to the second floor to be close by the large, upstairs bedrooms. What truly sets this home apart is its preserved character. Original woodwork, a grand entry staircase, and beautiful stained glass windows speak to its past. Crystal chandeliers add a touch of elegance to both the living and dining spaces, while the freshly painted interior reflects historically appropriate Victorian color selections. Lastly, the sizeable backyard and beautiful wrap-around porch offer a place for coffee in the morning or entertaining. The exterior siding and porch remain ready for your personal touch.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

2/10
4/10
Fort Madison High SchoolGrades 7-121.1 mi

Construction

Condition

  • Year built: 1913

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,932 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 024715031090160

Features

  • Levels: Two

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 30 x 145

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$177$2,124
Property Taxes $197$2,364
Electricity $144$1,729
Total$1,200$14,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,142/yr
40% on housing$36,000/yr
45% on housing$32,000/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 52627$76
Lee County$76

vs Homes Sold Last Month

Median $/sqft

ZIP 52627$90
Lee County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Price change$135,000
2026-06-05Price change$149,000
2026-05-15Listed for sale$162,900
2022-10-25Sold$35,000
2022-10-07Pending sale$50,000
2022-09-09Listed for sale$50,000

For Sale by Agent

AgentKara L Morrow
BrokerageKLM Realty

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