See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3295 Middle Rd, Keokuk, IA, 52632

3beds
3baths
1,972sqft
$225,000
$114price/sqft
$2,043/moest. monthly cost
$81,720/yrincome needed

About This Home

Breathtaking Ranch Home with Mississippi River Views – 2 Acres of Serenity Nestled on a stunning 2-acre lot overlooking the majestic Mississippi River, this gorgeous ranch-style home offers the perfect blend of tranquility and modern comfort. Boasting three spacious bedrooms and two full baths, this home is designed for both relaxation and entertaining. Step inside to find an inviting open-concept layout with abundant natural light, highlighting the beautifully appointed kitchen, cozy living spaces, and elegant finishes throughout. Large windows frame breathtaking river views, creating a peaceful ambiance you’ll love coming home to.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
4/10
Keokuk Middle SchoolGrades 6-81.0 mi
4/10
Keokuk High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1953

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,972 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 044521133270080

Lot

  • Lot size: 1.90 Acres
  • Lot size dimensions: 82,764sqft

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$373$4,476
Property Taxes $386$4,632
Electricity $147$1,765
Total$2,043$24,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,045/yr
40% on housing$61,290/yr
45% on housing$54,480/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 52632$53
Lee County$75

vs Homes Sold Last Month

Median $/sqft

ZIP 52632$72
Lee County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-04Price change$225,000
2025-10-03Price change$235,900
2025-08-30Price change$245,900
2025-04-29Price change$249,900
2025-04-04Listed for sale$299,000
2022-04-20Sold$217,250
2022-04-15Pending sale$229,900
2022-01-12Price change$229,900
2021-11-30Listed for sale$259,900

For Sale by Agent

AgentKeeli Massimo
BrokerageWeichert Realtors-The Massimo Group

Similar Homes