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1323 Fulton St, Keokuk, IA, 52632

4beds
3baths
1,921sqft
$84,000
$44price/sqft
$795/moest. monthly cost
$31,800/yrincome needed

About This Home

Welcome to this charming 4-bedroom, 2.5-bath fixer-upper home in a quiet neighborhood in Keokuk, IA. This cozy, inviting home features a spacious main level with ample family room space, a full bathroom, beautiful hardwood features, and an upstairs with 4 nice-sized bedrooms. This property, with a little love and care, could make a great family home or a potential investment property. so whether you are a first-time homebuyer or investor, or look for a quiet community close to local schools and stores, this property is a must-see!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Keokuk Middle SchoolGrades 6-80.5 mi
4/10
Keokuk High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1870

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,921 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 044521252100030

Features

  • Levels: Two

Lot

  • Lot size: 7,000 sqft
  • Lot size dimensions: 50.00 x 140.00

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $424$5,088
Home Insurance *$139$1,668
Property Taxes $89$1,068
Electricity $143$1,719
Total$795$9,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,257/yr
40% on housing$23,850/yr
45% on housing$21,200/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 52632$55
Lee County$77

vs Homes Sold Last Month

Median $/sqft

ZIP 52632$72
Lee County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$84,000
2026-02-12Listed for sale$87,000
2023-03-06Sold$29,695
2010-10-25Sold$62,500

For Sale by Agent

AgentQuanan Gates Sr.
BrokerageRuhl & Ruhl, REALTORS

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