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902 Ridge St, Keokuk, IA, 52632

1beds
1baths
720sqft
$24,700
$34price/sqft
$311/moest. monthly cost
$12,440/yrincome needed

About This Home

THIS HOME GIVES OPPORTUNITY FOR YOU TO COMPLETE YOUR NEW HOME WITH SOME OF THE WORK ALREADY STARTED. The home has been gutted, walls framed, insulation installed and more! Bring your creativity and finish as you wish! Do you prefer one or two bedrooms? This one story home has ground level entry, two new exterior doors, new windows, new sewer line and water access in the basement. The property includes mature trees with a quiet location. PRICED TO SELL at $27,500.00. This home is selling in "as is where is". Call for your appointment.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Keokuk Middle SchoolGrades 6-81.3 mi
4/10
Keokuk High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1880

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Stone/Rock

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Baseboard,Other
  • Cooling features: None

Interior Area

  • Total interior livable area: 720 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 044521253570070

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 50 x 140

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $124$1,488
Home Insurance *$40$480
Property Taxes $26$312
Electricity $121$1,452
Total$311$3,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$10,662/yr
40% on housing$9,330/yr
45% on housing$8,293/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$34This listing

vs Other Active Listings

Avg $/sqft

ZIP 52632$56
Lee County$77

vs Homes Sold Last Month

Median $/sqft

ZIP 52632$72
Lee County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-11Price change$24,700
2025-07-29Listed for sale$27,500

For Sale by Agent

AgentPenny Logsdon
Brokerage3% Listing Company LLC

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