437 Holder St, Larchwood, IA, 51241
About This Home
We are selling our beautiful home located on a spacious lot just under 1/2 acre. 1,222 sq ft. on the main level with a finished basement and large mechanical/storage room. Real hardwood floors throughout the main level and new carpet in December 2021. Attached heated double stall garage with an oversized single detached garage, and another oversized shed. Other updates include: New paint in whole house- October 2021 Replaced water softener- 2021 New flooring in basement bathroom-2021 Stainless Steel appliances-December 2021 New heated tile & shower in on-suite bathroom-2022 New siding/shingles- May 2022 Attached garage was insulated and sheetrocked-2022 New gutters-2023 Replaced water heater- 2024 Security/camera system installed 2024 Concrete parking pad-2025
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Concrete Block
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Features
- Flooring: Tile,Carpet,Hardwood
Heating & Cooling
- Heating features: Forced air,Propane / Butane
- Cooling features: Central,Other
Interior Area
- Total interior livable area: 2,022 sqft
Property
Details
- Parcel number: 390000005300000
Features
- Exterior features: Wood
Lot
- Lot size: 0.41 Acres
Parking
- Parking features: Garage - Attached,Garage - Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Ice Storm
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Inland Flooding
- Strong Wind
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $344 | $4,128 |
| Property Taxes | $321 | $3,852 |
| Electricity | $150 | $1,809 |
| Total | $2,711 | $32,532 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-03 | Price change | $389,000 |
| 2026-04-02 | Listed for sale | $395,000 |
View on Zillow