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1405 Tree Line Ct, Van Meter, IA, 50261

6beds
4baths
3,062sqft
$1,125,000
$367price/sqft
$7,816/moest. monthly cost
$312,640/yrincome needed

About This Home

Welcome to 1405 Tree Line Ct - a custom acreage retreat tucked onto 3.22 private acres with sweeping pond views just minutes from the metro. With 4,610 total finished square feet, the setting does the heavy lifting: mature trees, manicured grounds, & water views that change with every season. Inside, 3,062 finished square feet on the main & upper levels showcase an extensive list of improvements: carpet & hardwood flooring, fresh interior & exterior paint, & stunning granite kitchen countertops paired with updated appliances. An added center window in the great room and a window by the kitchen slider frame the rear view beautifully. A two-story foyer with catwalk, dramatic two-story great room anchored by a wood-burning fireplace, extensive custom trim, & a chef's kitchen with refreshed pantry set the tone. The renovated primary suite is a true owner's escape - fully customized tile shower, soaking tub, and redesigned walk-in closet. An updated mud room/drop zone, half bath, and reimagined laundry/office space - bathed in wonderful natural light from the front windows - complete the main level. Upstairs, additional bedrooms and a full bath include a flexible 4th bedroom - perfect as a bonus or hobby room with built-ins and added heat. Switchback stairs lead to 1,548 finished SF below: renovated wet bar, entertainment space, gym, additional bedroom, full bath, and storage. Outside: fenced dog run, refreshed landscaping with irrigation, geothermal (2021), heated garage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
Winterset Elementary SchoolGrades PK-310.9 mi
6/10
5/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Wet Bar,Dining Area,Separate/Formal Dining Room,Eat-in Kitchen
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,548

Heating & Cooling

  • Heating features: Electric,Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 3,062
  • Total interior livable area: 3,062 sqft

Property

Details

  • Parcel number: 031012920280000
  • Zoning: RR

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Deck,Fence,Fire Pit,Patio
  • Fencing: Metal,Partial

Lot

  • Lot size: 3.22 Acres
  • Features: Pond on Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$798$9,576
Property Taxes $1,102$13,224
Electricity $228$2,740
Total$7,816$93,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$267,977/yr
40% on housing$234,480/yr
45% on housing$208,426/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 50261$283
Madison County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 50261$258
Madison County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$1,193,000
2017-10-27Sold$584,500
2017-10-16Pending sale$589,900
2017-09-26Price change$589,900
2017-06-08Price change$589,000
2017-05-25Listed for sale$592,500
2016-09-16Sold$569,900
2016-06-30Listed for sale$589,900
2015-08-26Sold$531,000
2015-04-16Listed for sale$559,000
2013-12-31Listing removed$559,000
2013-06-26Listed for sale$559,000

For Sale by Agent

AgentDanielle Seifert
BrokerageRE/MAX Concepts

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