




406 S 2nd St, Winterset, IA, 50273
About This Home
Spacious ranch-style home on a desirable corner lot in the heart of Winterset! This well-maintained manufactured home on a permanent foundation offers over 1,600 sq. ft. on the main level with 3 bedrooms, 2 bathrooms, multiple living areas, a formal dining room, and a generously sized kitchen with abundant cabinet and counter space. The finished walkout lower level provides exceptional flexibility with a second kitchen, living room, bedroom, full bathroom, laundry hookups, and an office, ideal for multigenerational living, guests, or extended family. Outside, enjoy a fenced yard, an attached 2-car garage, an additional detached garage, and plenty of off-street parking. Conveniently located just blocks from the historic downtown square, schools, parks, and local amenities. Don't miss this unique opportunity! Selling "AS IS" **Interior photos coming soon!**
Getting Around
Schools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Manufactured Home,Ranch
- Property subType: Manufactured Home,Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Features
- Finished area below ground: 900
Heating & Cooling
- Heating features: Forced Air,Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,620
- Total interior livable area: 1,620 sqft
Property
Details
- Parcel number: 820001012010000
- Zoning: Res
Features
- Stories: 1
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Detached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Lightning
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,466 | $17,592 |
| Home Insurance * | $235 | $2,820 |
| Property Taxes | $248 | $2,976 |
| Electricity | $121 | $1,452 |
| Total | $2,070 | $24,840 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $265,000 |
| 2026-07-30 | Price change | $290,000 |
| 2026-07-14 | Listed for sale | $310,000 |
| 2026-06-08 | Listing removed | -- |
| 2026-03-10 | Listed for sale | $300,000 |
| 2026-03-01 | Listing removed | -- |
| 2025-12-01 | Listed for sale | $290,000 |
| 2018-12-13 | Listing removed | -- |
| 2018-10-16 | Listed for sale | -- |
| 2018-01-01 | Listing removed | $138,000 |
| 2018-01-01 | Pending sale | $138,000 |
| 2017-11-10 | Listed for sale | $138,000 |
| 2014-06-25 | Sold | $115,610 |
| 2014-03-18 | Listing removed | $120,000 |
| 2014-03-05 | Listed for sale | $120,000 |
| 2014-01-01 | Listing removed | $120,000 |
| 2013-07-06 | Price change | $120,000 |
| 2013-04-23 | Price change | $129,900 |
| 2013-04-05 | Price change | $134,900 |
| 2013-02-21 | Listed for sale | $139,900 |
