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306 E Buchanan St, Winterset, IA, 50273

2beds
1baths
986sqft
$210,000
$213price/sqft
$1,665/moest. monthly cost
$66,600/yrincome needed

About This Home

Well kept and adorable 2 bed 1 bath ranch home. You will love the character in this sweet easy one level living home just blocks from the historic Winterset square. original hardwood floors and trim throughout with all the essentials renovated including a new metal roof in 2025. The covered front porch greets you and is the perfect spot for morning coffee. The bedrooms are generous sized and have great natural light. The detached 1 car garage was built in 2020 and is perfect for the hobbies in your life. The yard is fenced for your furry friends and has a great deck space and above ground pool. Schedule your appointment today to see this amazing home!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
5/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Dining Room

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 986
  • Total interior livable area: 986 sqft

Property

Details

  • Parcel number: 820003207030000

Features

  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 8,049 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$170$2,040
Property Taxes $313$3,756
Electricity $121$1,452
Total$1,665$19,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,085/yr
40% on housing$49,950/yr
45% on housing$44,400/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 50273$133
Madison County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 50273$161
Madison County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$210,000
2023-05-12Sold$170,000
2023-04-13Pending sale$170,000
2023-04-10Listed for sale$170,000
2022-03-11Sold$150,000
2022-01-17Pending sale$150,000
2022-01-17Listed for sale$150,000
2016-05-09Sold$109,000
2013-12-16Sold$81,000
2013-09-07Listed for sale$87,000
2013-06-04Listing removed$87,000
2013-05-10Price change$87,000
2013-04-13Listed for sale$79,900
2012-08-01Sold$29,601

For Sale by Agent

AgentSarah Cowman
BrokerageHomefront Real Estate, LLC

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