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973 202nd Ave, Pella, IA, 50219

4beds
4baths
1,940sqft
$428,000
$221price/sqft
$2,931/moest. monthly cost
$117,240/yrincome needed

About This Home

Updated price! Welcome home to life by the water. Backing to the pond on the south side of Eagle Creek and less than a nature’s block from Lake Red Rock, this nearly half acre property offers a setting that truly stands apart. This classic two story home blends character and comfort with original wood floors, a cozy fireplace, walkout basement, and a spacious three car garage, making it an outdoor enthusiast’s dream. Enjoy easy access to the Volksweg Trail, lake recreation, wooded paths, and unforgettable Iowa sunsets. Inside, the kitchen and dining area flow effortlessly into the vaulted living room, creating a bright and inviting space for everyday living and entertaining. The front room offers flexibility for dining, office, or playroom, while natural light pours through the windows and highlights peaceful pond and timber views rarely found within the development. Upstairs, you will find three bedrooms, two full baths, a convenient laundry closet, and an open overlook to the great room below. The layout feels intuitive and functional from the moment you step inside. The lower level expands your options with a second living area, full bath, generous bedroom or workout space, additional storage, and walkout access to the backyard retreat. If you have been searching for a home near the lake in a desirable neighborhood with privacy and beautiful views just outside your kitchen window, this may be the one for you!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
9/10
Pella Middle SchoolGrades 7-83.7 mi
9/10
Pella High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Property

Details

  • Parcel number: 000001254302600
  • Zoning: RES

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.47 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 79 x 158.75

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,164$25,968
Home Insurance *$202$2,424
Property Taxes $421$5,052
Electricity $144$1,736
Total$2,931$35,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,491/yr
40% on housing$87,930/yr
45% on housing$78,160/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 50219$240
Marion County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 50219$244
Marion County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Price change$465,900
2026-02-24Listed for sale$479,300
2022-09-21Listing removed--
2022-08-19Listed for sale$395,000
2022-06-24Listing removed--
2022-05-26Listed for sale$400,000
2015-05-18Sold$275,000
2014-10-11Price change$289,000
2014-06-13Listed for sale$298,000
2007-03-13Sold$272,000

For Sale by Agent

AgentRachel Tiskevics, EXP Realty, LLC
BrokerageEXP Realty, LLC

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