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2193 Vine Ave, Villisca, IA, 50864

2beds
2baths
1,456sqft
$219,475
$151price/sqft
$1,675/moest. monthly cost
$67,000/yrincome needed

About This Home

Looking for an affordable country acreage with room to make it your own? This 9.6± acre property offers endless potential just outside Villisca. The classic farmhouse has been freshly painted white, giving it timeless curb appeal, and features 2 bedrooms, 1.5 bathrooms, a welcoming front porch with elegant architectural details, and a bright enclosed addition with panoramic east-facing windows - perfect for enjoying sunrise views over the countryside. Conveniently located just .5 mile from Hacklebarney Woods County Park, offering numerous recreational opportunities, including camping, fishing, and hunting. Several important updates have already been completed, including a new roof, new HVAC system, new water heater, and an updated septic system, allowing the next owner to focus on personalizing the interior. While the home is ready for cosmetic updating, it offers a solid layout, good bones, and the opportunity to restore its original character while adding your own style. An older barn provides valuable storage for equipment, tools, or recreational vehicles. Adding to the property's appeal, approximately 6.5 acres are currently cash-rented, providing annual income that covers roughly half of the property's real estate taxes. Whether you're searching for a country residence, an investment opportunity, or a project with tremendous upside, this acreage offers the space, updates, and potential to create something truly special.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,456

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • Parcel number: 320835300006000
  • Lease amount: 0

Lot

  • Lot size: 9.60 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,109$13,308
Home Insurance *$239$2,868
Property Taxes $206$2,472
Electricity $121$1,452
Total$1,675$20,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,428/yr
40% on housing$50,250/yr
45% on housing$44,666/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 50864$77
Montgomery County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 50864
Montgomery County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$219,475

For Sale by Agent

AgentNate Botine
BrokerageNational Land Realty, Blair, NE

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