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601 Hillcrest Dr, Red Oak, IA, 51566

2beds
3baths
1,346sqft
$168,400
$125price/sqft
$1,427/moest. monthly cost
$57,080/yrincome needed

About This Home

601 Hillcrest Drive, Red Oak is a well built ranch-style home situated on a desirable corner lot! This charming well maintained property features two spacious bedrooms with large double closets and a main floor bath with great storage. A generously sized eat-in kitchen perfect for cooking and gathering. A formal dining area adds an extra touch of versatility for entertaining. The full basement offers additional living space including a comfortable family room or a possible third bedroom and a three-quarter bath. Completing the home is a two car garage providing plenty of room for parking and storage. The garage also has added room for all of your lawn and gardening needs. A wonderful opportunity for comfortable living and room to grow. Don't miss out!!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
Inman Elementary SchoolGrades K-60.2 mi
6/10
Red Oak High SchoolGrades 7-120.3 mi

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Block,Wood,Storage Space

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Family Room

  • Level: Lower
  • Area: 209
  • Dimensions: 19X11

Features

  • Finished area below ground: 210
  • Finished area above ground: 1,136

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,346 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 24X7

Living Room

  • Level: Main
  • Area: 264
  • Dimensions: 22X12

Other

  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Other

  • Level: Main
  • Area: 63
  • Dimensions: 9X7

Property

Details

  • Parcel number: 600621331025000
  • Zoning: Residential-Single Family
  • Foundation area: 1136

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 100 x 73

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener,Electric,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $851$10,212
Home Insurance *$172$2,064
Property Taxes $283$3,396
Electricity $121$1,452
Total$1,427$17,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,925/yr
40% on housing$42,810/yr
45% on housing$38,053/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 51566$87
Montgomery County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 51566
Montgomery County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$178,000

For Sale by Agent

AgentChris A Amos
BrokerageRubey Realty

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