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611 E Reed St, Red Oak, IA, 51566

4beds
2baths
2,561sqft
$240,000
$94price/sqft
$2,004/moest. monthly cost
$80,160/yrincome needed

About This Home

Step into timeless elegance with this stunning turn-of-the-century home, featuring beautifully preserved original woodwork and spacious room sizes throughout. Recent updates include most windows, dual furnaces, and AC units for year-round comfort. The finished attic offers flex space for extra storage or a cozy retreat. Outside, enjoy a meticulously landscaped yard and a unique Carriage House - perfect for a workshop or creative studio. This one-of-a-kind property blends historic charm with modern convenience - don't miss the opportunity to make it yours!

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
Inman Elementary SchoolGrades K-60.7 mi
6/10
Red Oak High SchoolGrades 7-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Wood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,561

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,561
  • Total interior livable area: 2,561 sqft

Property

Details

  • Parcel number: 600628186015000

Features

  • Levels: Two
  • Patio & porch: Deck,Porch
  • Exterior features: Other

Lot

  • Lot size: 7,616 sqft
  • Features: Corner Lot
  • Lot size dimensions: 68x112

Parking

  • Parking features: Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$246$2,952
Property Taxes $354$4,248
Electricity $191$2,292
Total$2,004$24,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,708/yr
40% on housing$60,120/yr
45% on housing$53,440/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 51566$88
Montgomery County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 51566
Montgomery County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$240,000
2026-03-20Listed for sale$249,900
2026-01-01Listing removed$249,900
2025-07-12Listed for sale$249,900
2025-06-21Listing removed$249,900
2025-02-10Price change$249,900
2024-12-05Price change$259,900
2024-10-23Price change$264,900
2024-10-15Listed for sale$279,900
2022-02-10Sold$235,000
2022-01-05Pending sale$235,000
2021-12-23Listed for sale$235,000
2016-04-20Sold$152,400
2015-12-16Listed for sale$154,900
2013-07-03Sold$40,000
2013-01-18Sold$50,000
2012-04-27Listing removed$109,000
2012-02-02Price change$109,000
2011-11-29Price change$110,000
2011-09-20Price change$115,000
2011-09-07Listed for sale$117,000

For Sale by Agent

AgentBrent Wax
BrokerageRE/MAX Results

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