1020 E Valley St, Red Oak, IA, 51566
About This Home
Welcome to this exquisitely renovated Colonial-style home. This 3-bed, 4-bath residence seamlessly blends classic charm w/ contemporary design for today's lifestyle. The interior features custom millwork, hardwood flrs, & high-end designer finishes. The kitchen has top-of-the-line stainless steel appliances, quartz countertops, & custom cabinetry. Highlights include: Finished walkout basement w/4th NC bedroom , private backyard oasis beautifully landscaped w/ sprinklers, dual-zone HVAC, new plumbing, & modern electrical. 4-car garage featuring 2 attached & a large detached 2 car garage that fits perfectly w/ the architecture of the home. Located in Red Oak, this move-in-ready gem is a rare opportunity for ownership where every detail has been thoughtfully curated. Schedule a showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
Bonus Room
- Level: Basement
- Area: 287.35
- Dimensions: 13.02 x 22.07
Bonus Room
- Level: Main
- Area: 20.25
- Dimensions: 4.01 x 5.05
Bonus Room
- Level: Basement
- Area: 30.39
- Dimensions: 5.04 x 6.03
Features
- Eat-in Kitchen
- Flooring: Wood
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 841
- Finished area above ground: 2,503
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Heat Pump,Electric
Interior Area
- Total structure area: 3,344
- Total interior livable area: 3,344 sqft
Laundry
- Level: Second
Office
- Level: Main
- Area: 187.61
- Dimensions: 11.01 x 17.04
Property
Details
- Parcel number: 600628207005000
- Zoning: R - Residentia
Features
- Levels: Two
- Patio & porch: Patio,Deck
Lot
- Lot size dimensions: .4407 Acres 19,200 Sq Ft
Parking
- Parking features: Off Street,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Tornado
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,008 | $36,096 |
| Home Insurance * | $609 | $7,308 |
| Property Taxes | $1,220 | $14,640 |
| Electricity | $249 | $2,993 |
| Total | $5,086 | $61,032 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $645,000 |
| 2026-03-20 | Price change | $695,000 |
| 2026-02-26 | Price change | $725,000 |
| 2025-10-06 | Price change | $749,000 |
| 2025-05-13 | Listed for sale | $775,000 |
| 2018-05-16 | Sold | $155,000 |
| 2018-04-30 | Pending sale | $179,900 |
| 2018-04-24 | Listed for sale | $179,900 |
| 2015-10-08 | Listing removed | $167,000 |
| 2015-09-15 | Sold | $158,000 |
| 2015-04-09 | Listing removed | $159,000 |
| 2014-02-22 | Listed for sale | $159,000 |
| 2010-12-28 | Listing removed | $189,900 |
| 2010-07-01 | Listed for sale | $189,900 |
For Sale by Agent
View on Zillow