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1870 170th St, West Liberty, IA, 52776

3beds
1baths
1,248sqft
$440,000
$353price/sqft
$3,095/moest. monthly cost
$123,800/yrincome needed

About This Home

Feel like you are walking onto the set of the TV show, "The Madison." Escape to tranquil country living on this charming acreage with beautiful three acre pond just outside of W Liberty. Situated on approximately 37.9 acres M/L, this property offers endless possibilities—from hobby farming, recreation or your own private retreat. This 3BR, 1BA home offers a solid foundation ready for your personal touch. Bedrooms have been modified to offer a primary suite, one add'l bedroom & bath. It could easily be converted back to 3BR, 1BA. New high quality roof, siding, windows & exterior doors on house & garage. New stamped concrete & decks. Garage wired for electricity. Pole barn w/concrete floor (24'x48') and 16'x20' shed. The home will need to be finished before living in it. The opportunity here is undeniable. The expansive acreage provides wide-open views, pond stocked w/bass, bluegill and catfish. Land is in CRP w/approximately $4K annual income. This is the kind of space that’s getting harder to find, being close to town. Sandpoint well- 150' deep. Flood insurance required. Approximately $800 annually. The Cedar Bottom Wildlife Refuge runs adjacent to land. Fish right on the pond steps from the house just like on "The Madison". This property is for buyers dreaming of a peaceful lifestyle, yet convenient to amenities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
3/10
2/10
West Liberty High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Cement Board,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Acreage,Residential

Interior

Appliances

  • Appliances included: None
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other,Primary On Main Level
  • Window features: Storm Window(s)
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,248

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 0709200003
  • Zoning: Ag Dwelling
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 37.92 Acres
  • Features: Over Five Acres,Level,Open Lot,Back Yard,Waterfront,Wooded

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Drought

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$365$4,380
Property Taxes $385$4,620
Electricity $121$1,452
Total$3,095$37,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,114/yr
40% on housing$92,850/yr
45% on housing$82,533/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 52776$144
Muscatine County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 52776$99
Muscatine County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$450,000
2024-04-05Sold$350,000
2024-02-26Pending sale$369,000
2024-02-14Listed for sale$369,000

For Sale by Agent

AgentLe Ann Dunne
BrokerageLepic-Kroeger, REALTORS

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