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701 Lawler St, Emmetsburg, IA, 50536

4beds
2baths
3,170sqft
$287,500
$91price/sqft
$2,455/moest. monthly cost
$98,200/yrincome needed

About This Home

One-of-a-kind vaulted contemporary style home with thoughtful updates, situated on over half an acre and conveniently located within walking distance of the lake and downtown amenities. The open-concept main level is designed for both everyday living and entertaining, featuring an eat-in kitchen with Oak cabinetry, Corian countertops, a built-in desk, and seamless flow into the spacious living & dining areas. The main floor also offers two generously sized bedrooms and a beautifully updated full bathroom with a double sink and tiled floor. The finished lower level includes a spacious primary suite, an additional 4th bedroom option, a full bathroom with double sinks, laundry room, utility room, abundant storage, and a unique built-in hot tub area for relaxation. Recent updates include new carpet, flooring, light fixtures, shingles, water heater, water softener, RO system, and a newly finished interior staircase. Both garages are heated for year round comfort.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
West Elementary SchoolGrades PK-40.1 mi
7/10
Emmetsburg Middle SchoolGrades 5-80.7 mi
5/10
Emmetsburg High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1988

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Filtration Sys,Electric Water Heater,Water Softener Owned
  • Laundry features: Washer/Dryer Hkups

Basement

  • Has basement: Yes
  • Basement: Finished-Partial,Full

Bathroom

  • Features: Full Basement,Main Floor Full Bath

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Combine Living Room,Informal,Open Floorplan

Features

  • Main Floor Bedrooms,Natural Woodwork,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Tile
  • Finished area below ground: 1,505
  • Finished area above ground: 1,665

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,330
  • Total interior livable area: 3,170 sqft

Property

Details

  • Parcel number: 600002039050
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.60 Acres
  • Features: Corner Lot
  • Lot size dimensions: 132 x 198

Parking

  • Total spaces: 3
  • Parking features: Concrete,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Hail
Strong Wind
Tornado
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,453$17,436
Home Insurance *$449$5,388
Property Taxes $317$3,804
Electricity $236$2,837
Total$2,455$29,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,171/yr
40% on housing$73,650/yr
45% on housing$65,466/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.9%
17.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 50536$111
Palo Alto County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 50536
Palo Alto County$81

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$287,500
2006-05-19Sold$20,000

For Sale by Agent

AgentDana Reinders
BrokerageEXIT Realty Midwest- Spencer/Emmetsburg

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