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205 4th Ave SW, Pocahontas, IA, 50574

4beds
2baths
1,392sqft
$249,500
$179price/sqft
$2,035/moest. monthly cost
$81,400/yrincome needed

About This Home

Welcome home to this beautiful 4-bedroom, 2-bath property that offers the perfect combination of comfort, space, and charm. Situated on a spacious lot, this well-maintained home features a classic exterior with timeless brick accents and a welcoming front entry. Inside, you’ll find a functional layout with plenty of room for family living and entertaining. The home offers four generous bedrooms, two bathrooms, and multiple living spaces to spread out and relax. Large windows bring in natural light while providing views of the peaceful surroundings. Outside, enjoy the expansive yard, perfect for kids, pets, gardening, or outdoor gatherings. The attached garage adds convenience and additional storage. This home has been pet free and smoke free for 38 years and is ready for its next chapter—schedule your showing today and see the potential for yourself!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,392 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1106136007

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 0.23 acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Drought
Hail
Inland Flooding
Lightning
Strong Wind
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,261$15,132
Home Insurance *$356$4,272
Property Taxes $297$3,564
Electricity $121$1,452
Total$2,035$24,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,771/yr
40% on housing$61,050/yr
45% on housing$54,266/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 50574$82
Pocahontas County$77

vs Homes Sold Last Month

Median $/sqft

ZIP 50574
Pocahontas County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$269,900

For Sale by Agent

AgentRichard Winegarden
BrokerageWinegarden Auctioneering

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