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503 1st Ave SW, Pocahontas, IA, 50574

3beds
1baths
1,670sqft
$147,500
$88price/sqft
$1,295/moest. monthly cost
$51,800/yrincome needed

About This Home

Fully remodeled 3-bedroom with 2 main-floor bedrooms, full bathroom, spacious kitchen, living room, and dining room. All new flooring and paint throughout. Rear deck with access off the dining area for easy entertaining. Upper level is one big bedroom with walk-in closet and hall closet that could be a half bath if needed. Basement has an updated HVAC, electrical, sump and water heater. Water softener stays. One attached and one detached garage = 2! Green space in back and also has alley access.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1934

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Stove,Gas Water Heater,Water Softener Owned
  • Laundry features: Washer/Dryer Hkups

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished,Block,Full

Bathroom

  • Features: Main Floor Full Bath

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Eat-in,Separate

Features

  • Ceiling Fan(s),Main Floor Bedrooms,Natural Woodwork
  • Finished area below ground: 0
  • Finished area above ground: 1,670

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,670
  • Total interior livable area: 1,670 sqft

Property

Details

  • Parcel number: 1106106006
  • Attached to another structure: Yes
  • Other equipment: Sump Pump

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 2
  • Parking features: Concrete,RV Access/Parking,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Drought
Hail
Inland Flooding
Lightning
Strong Wind
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $745$8,940
Home Insurance *$210$2,520
Property Taxes $216$2,592
Electricity $124$1,494
Total$1,295$15,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,400/yr
40% on housing$38,850/yr
45% on housing$34,533/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 50574$93
Pocahontas County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 50574
Pocahontas County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$138,500
2026-07-17Listed for sale$147,500
2025-08-12Sold$39,600
2025-07-24Pending sale--
2025-07-24Listing removed--
2022-10-21Sold$69,000
2022-09-09Pending sale$71,900
2022-09-02Listed for sale$71,900

For Sale by Agent

AgentDana Reinders
BrokerageEXIT Realty Midwest- Spencer/Emmetsburg

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