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312 S Harrison St, Laurens, IA, 50554

5beds
3baths
2,541sqft
$159,000
$63price/sqft
$1,409/moest. monthly cost
$56,360/yrincome needed

About This Home

Here is a well maintained 5 bedroom 3 bath home sitting on a large lot including a covered back patio seating area. The main floor kitchen opens up into a large gathering area. 3 bedrooms are located on the main floor with a full bath. One main floor bedroom may be converted into main floor laundry with washer and dryer hookups. Upstairs has 2 nice sized bedrooms with large closets and a 3/4 bath. The basement offers an additional gathering space or hangout area with a large utility room and storage area including another 3/4 bath. New roof installed in 2018 with a 50 year heavy duty architectural shingle. If that wasn’t enough this property also includes a large 4 car garage to the mix with 1 stall converted into a heated and cooled workshop!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 943

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • New Kitchen
  • Finished area below ground: 240
  • Finished area above ground: 2,301

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,541
  • Total interior livable area: 2,541 sqft

Property

Details

  • Parcel number: 0127186015,16,17,18
  • Zoning: resi
  • Zoning description: resi

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.56 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$238$2,856
Property Taxes $179$2,148
Electricity $189$2,274
Total$1,409$16,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,308/yr
40% on housing$42,270/yr
45% on housing$37,573/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 50554$61
Pocahontas County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 50554
Pocahontas County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$189,000

For Sale by Agent

AgentRichard Woodley
BrokerageWoodley Insurance & Real Estate

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