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106 S 6th St, Montezuma, IA, 50171

3beds
2baths
1,356sqft
$139,000
$103price/sqft
$1,014/moest. monthly cost
$40,560/yrincome needed

About This Home

Cute story and a half home on convenient corner lot just blocks from the Montezuma square, library, and shopping. This 1,300+ sq ft home has seen several updates in recent years including roof (2020), half bath (2020), flooring, interior and exterior paint, appliances and more. The main level offers a spacious living room and dining room, galley kitchen with painted cabinets and included appliances, mud room, half bathroom, primary bedroom and bonus room that could be used as a toy room or home office. Upstairs are two bedrooms and a large full bath with additional closet space. Outside you’ll find a one car garage with an additional 12’ x 26’ work area. This affordable home has much to offer – call today to schedule a private tour.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

9/10
6/10
6/10
Montezuma High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1906

Materials

  • Roof: Age 8 Years or Less,Shingle
  • Construction materials: Frame,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Exhaust Fan,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area above ground: 1,356

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total interior livable area: 1,356 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1513500

Features

  • Levels: One and One Half

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot
  • Lot size dimensions: 66 x 132

Parking

  • Total spaces: 1
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Tornado
Winter Weather
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$83$996
Property Taxes $108$1,296
Electricity $121$1,452
Total$1,014$12,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,765/yr
40% on housing$30,420/yr
45% on housing$27,040/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 50171$311
Poweshiek County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 50171
Poweshiek County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$139,000
2019-10-30Sold$17,751
2005-06-20Sold$68,000

For Sale by Agent

AgentAndy Erselius
BrokerageAE Realty, Inc

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