104 Ivy Dr, Montezuma, IA, 50171
About This Home
A spacious Lake Ponderosa home designed with so much space makes it perfect for multiple families, a large household, or hosting friends. Built in 2006 and offering 2816 finished square feet within this home has it all with 5 bedrooms, 3 bathrooms, and an over 1200 square foot garage ideal for storing all your lake toys. The nearly quarter acre lot features ample parking, a side deck off the garage, a fire pit, and mature trees for enjoying the outdoors. You’ll also appreciate the coveted 10-foot lake access directly across the road. With propane and in floor heat, this home is ready for year-round enjoyment, from summer lake days to winter ice fishing getaways. Call today to schedule your showing.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Poured
- Roof: Asphalt,Shingle
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Features
- Dining Area,Window Treatments
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 1,408
Heating & Cooling
- Heating features: Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 1,408
- Total interior livable area: 1,408 sqft
Property
Accessibility
- Accessibility features: Accessible Doors
Details
- Parcel number: 3343700
- Zoning: RES
Features
- Exterior features: Fire Pit
Lot
- Lot size: 0.49 Acres
- Features: Irregular Lot
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Three Car Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Tornado
- Winter Weather
- Heat Wave
- Inland Flooding
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,961 | $23,532 |
| Home Insurance * | $233 | $2,796 |
| Property Taxes | $274 | $3,288 |
| Electricity | $121 | $1,452 |
| Total | $2,589 | $31,068 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $398,000 |
| 2025-12-20 | Listing removed | $438,000 |
| 2025-09-12 | Listed for sale | $438,000 |
| 2002-06-19 | Sold | $49,000 |
For Sale by Agent
View on Zillow