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1316 4th Ave, Grinnell, IA, 50112

4beds
3baths
2,001sqft
$325,000
$162price/sqft
$2,161/moest. monthly cost
$86,440/yrincome needed

About This Home

Discover this masterfully reconstructed residence where historic character meets modern structural integrity in a complete top to bottom transformation. Stripping the home back to its original studs allowed for a comprehensive overhaul including all new electrical and plumbing systems alongside a geo HVAC unit. The massive investment in the foundation features a brand new basement, multiple egress windows that flood the lower level with natural light. This fully finished basement expands the living space significantly with a dedicated laundry room plus a full bathroom and a comfortable living room with ample storage. Throughout the interior you will find exquisite oak hardwood trim and a custom oak stairwell leading from the lower level to a stunning rear great room that opens directly onto a private back deck. The kitchen is a true centerpiece of craftsmanship featuring handcrafted custom hardwood cabinetry paired with premium quartz countertops and high end appliances. Historical elegance shines through the dining room with its tall oak doors and period specific wallpaper that flows through the adjoining rooms. Main floor master suite with handcrafted bathroom with a walk in shower. A grand front parlor showcases a second oak staircase leading to the upper level which houses three additional bedrooms and an incredible bathroom centered around a clawfoot tub. Every detail from the doors to the restored front porch has been executed with an ucompromising commitment to quality

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
89
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Geothermal
  • Cooling features: Central Air,Geothermal

Interior Area

  • Total interior livable area: 2,001 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: Roll-In Shower,Sight Impaired

Details

  • Parcel number: 0767300

Features

  • Levels: Two

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: regular lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$185$2,220
Property Taxes $184$2,208
Electricity $149$1,791
Total$2,161$25,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,091/yr
40% on housing$64,830/yr
45% on housing$57,626/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 50112$126
Poweshiek County$306

vs Homes Sold Last Month

Median $/sqft

ZIP 50112
Poweshiek County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Listed for sale$360,000
2005-07-13Sold$128,500

For Sale by Agent

AgentMatthew Karjalahti
BrokerageRE/MAX Partners Realty, Grinnell

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