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201 Plateau St, Shelby, IA, 51570

4beds
3baths
2,830sqft
$442,500
$156price/sqft
$3,519/moest. monthly cost
$140,760/yrincome needed

About This Home

Have you been looking for a custom-built ranch style home w/all living on main level? Here it is! Welcome to this 4 Bed, 3 Bath home w/1830 finished sq. ft., extended attached 2 car garage and a full length east facing covered deck overlooking a.55 acre established lot! Main entry opens to an inviting foyer from a west facing covered front porch. Next is the wide open, comfortable living room w/gas fireplace and east facing windows. Informal dining area w/sliding doors to deck. Enjoy the views from the kitchen window while making the family meals and treats! The laundry area is strategically located in a separate room between the garage entrance and the kitchen with an in-wall ironing board. Kitchen appliances, washer and dryer will remain with the home! The main level also houses a roomy master ensuite, office w/French doors to the living room, an additional bedroom w/a double closet and a full updated guest bathroom. The open stairway leads to the large lower-level family room with space for both an entertainment and exercise area and a walkout door to the covered patio and big backyard. Two additional bedrooms w/ample closet space, 3rd bathroom and two separate storage rooms are also located in the lower level. Enjoy the quiet neighborhood, well groomed yard, low taxes and the peace and quiet of small town living while also having easy access to I-80 w/a short drive to Council Bluffs and Omaha. Call today to see this quality built and well-cared for one owner home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

9/10
6/10
A-H-S-T High SchoolGrades 9-126.7 mi
7/10
AHSTW Primary SchoolGrades PK-36.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Age 8 Years or Less,Shingle
  • Construction materials: Concrete,Frame,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Exhaust Fan,Dishwasher,Refrigerator,Washer,Dryer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full,Partially Finished,Daylight,Egress Window(s),Concrete,Storage Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower

Features

  • Trim: Oak
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,300
  • Finished area above ground: 1,530
  • Common walls with other units/homes: 0

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,830 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Main

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: Doors 36"+,Hallways 42"+,Partially Wheelchair

Details

  • Parcel number: 832900033051
  • Zoning: Residential-Single Family
  • Foundation area: 1530

Lot

  • Lot size: 0.55 Acres
  • Features: Wooded
  • Lot size dimensions: 160 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Insulated Garage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Landslide

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,237$26,844
Home Insurance *$589$7,068
Property Taxes $482$5,784
Electricity $211$2,533
Total$3,519$42,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,651/yr
40% on housing$105,570/yr
45% on housing$93,840/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.9%
15.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 51570$167
Shelby County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 51570
Shelby County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$442,500
2026-06-13Listed for sale$442,500
2026-04-25Listing removed$442,500
2025-10-23Listed for sale$442,500
2025-10-22Listing removed$495,000
2025-07-19Listed for sale$495,000

For Sale by Agent

AgentLeanne Travis
BrokerageOsborn Realty

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